Author: The History of Florida:  Past & Present, The Lewis Publishing Co., Vol. III, page 139, 1923

CARTER, CHARLES R., secretary-treasurer of the Foley-Carter Insurance Agency at St. Petersburg, the largest insurance and bonding business in Pinellas County, has been active in business and civic affairs in St. Petersburg for a number of years, and prior to that was a railroad man.He was born in Lowndes County, Georgia, April 30, 1878, a son of RUFUS T. and MARTHA (COLEMAN) CARTER. His parents were born in Georgia, and his mother is now living at St. Petersburg. The father brought the family to Florida in
1902, and in 1909 settled in Pinellas County, where he died in 1916.
Only child of his parents, CHARLES R. CARTER was reared and educated in Georgia, and as a youth entered the operating department of a railroad company, and for a number of years was a passenger conductor on the Coast Line Railway with a run between Jacksonville and St. Petersburg. Mr. CARTER resigned from the railroad in 1912, and then engaged in the real estate business at St. Petersburg. The handling of real estate is now only a side line to the insurance and bonding business of the Foley-Carter company.
Mr. CARTER took an active part in organizing the city commission form of government for St. Petersburg, and has been a member of the commission since 1916, and is now chairman of the board. He was for two consecutive years president of the Chamber of Commerce, and has been a leader in all matters involving the growth and development of the city. He served as exalted ruler
in 1919 of the Lodge of Elks, and was a delegate to the National Convention at Chicago in 1920. He is affiliated with the Independent Order of Odd Fellows and Modern Woodmen of America, and is active in the democratic party.
His first wife was Miss GERTRUDE CHITTY, of Micanopy, Florida. She died in 1909, leaving one son, CHARLES R., Jr., who is now attending the city schools of St. Petersburg. In 1912 Mr. CARTER married LULA De LOACH, of  Lowndes County, Georgia. They have two children, FRANK De LOACH and ANN ELIZABETH.